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J&K Bank: A Combination of Bad Luck and NPAs, Talks Big on MetLife. Back to Public Sector Valuations?

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This is a very interesting story on J&K Bank. The bank’s been in the news for the wrong reasons recently: for one, it saw a big fraud that hurt its Dec quarter results . Now it’s been hurt because of the floods in J&K, which will definitely hurt its NPA situation after the major floods last year too. J&K Bank’s NPAs have gone up tremendously in the Dec quarter, adding over 460 cr. to Gross NPAs, taking them to 2658 cr. on total advances of Rs. 46,000 cr. This is up tremendously from 725 cr. in the same quarter last year. Much of these NPAs are as a result of floods, the situation in REI Agro and earlier, in HDIL (both of which turned NPA through HDIL has turned back into a standard account), and added to the NPAs were the losses due to the fraud. This time we have fresh floods in Kashmir, which hopefully will not get serious.… (Read On…)

[via Capital Mind]

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